Wednesday, 2 November 2016

Election bombs and closing the casino



Is more coming? What other news bombs will go off between now and November 8? The FBI announcement towards the end of last week (see https://gordonfeil.blogspot.ca/2016/10/donald-trump-is-right-game-is-rigged.html#comment-form) may be just the first in a series.  Who knows? Maybe the best will be saved for last. I recall living in Edmonton in the mid-seventies and The Edmonton Journal publishing, on the day before the mayoralty election, a front-page article with a headline in the type that I might have thought would be reserved to announce the end of the world. The article was a revelation of a scandal alleged to have involved the popular candidate and former mayor, William Hawrelak. The next day, the target of that piece won the election by a landslide as I recall.  The power of the press. So not all adverse news is destructive to a candidate’s reputation. Nonetheless, I would not be surprised if sometime in the next few days we are treated with new revelations and accusations that will pale the ones already made.

These rumors may have a big effect on already tottering markets. Tottering?  Yes, tottering. You want to know how badly? Well, when a former U.S. Treasury Secretary, in this case Larry Summers, suggests that the Fed should buy common stocks to support the stock market, you have to know that the roulette table is wobbly.

Pretty much every month lately the Fed puts forth the rumor that interest rates will be increased. Savvy people have not bought into it. A rise in interest rates before the November 8 election would go against the Democrats, and Trump has said he’s firing Fed boss Yellen, so do you think she’s going to do anything to get him elected? No, any rate increase will have to wait until after the election.

The USA is long overdue for interest rate hikes. The way things work there is that after a recession, rates are gradually raised so that when the next downturn comes, there is room to lower them incrementally by three or four hundred points (3 to 4 percentage points). After the 2008 washout, rates have not been raised like that.  To have done so would have tanked the economy even more.  The U.S. economy just has not recovered enough to support those rate increases. But now, this creates a problem.

The ratio of national debt to GDP has been increasing throughout the developed world to the point where insolvency is in sight. When your debt is too many multiples of your production, you can’t make your payments because they are just too high. Debt increases as governments keep buying votes with their handouts, and production has declined both because of aging work forces moving into retirement and because of per capita production dropping also. An economic downturn is inevitable, but the usual treatment of lowering interest rates is not available. How can they drop 4% from what is almost zero percent?

Ah!  “Negative interest rates” say Ivy League economists. Shades of Social Credit. The argument is that if people are dinged a fee for saving money (negative interest), they will not save and will spend. This will get the economy moving.  Only a PhD could have thought of that.  The Austrian school of economics (guys like Von Hayek, von Mises, Rothbard, and their intellectual descendants) knows better. People generally save for a reason: education for their kids, retirement, whatever. If their savings are being eroded, they will want to save even more to compensate. No, negative interest rates will not work, so the weapon establishment economists use to fight downturns is gone. Their arsenal is empty.  I think that the Fed will not be bailing out the big banks next time. The Fed may require a bailout of its own.


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